Turn money anxiety into confident, mindful decisions.
Money Mood links your spending, mood, and goals so you can see what’s driving the stress. Track the patterns, follow the nudges, and rebuild your relationship with money—one intentional day at a time.
- Daily emotional check-ins mapped to your spending
- Gentle nudges when stress spikes or habits drift
- Personalized playbooks built with accredited counselors
- Split shared transactions with friends in seconds
You’ll be first in line for the beta. No spam, ever.
The Money Mood Flow
Clarity in four mindful steps.
Every touchpoint is designed to lower anxiety and raise awareness. See what’s happening, feel it, and act with calm confidence.
- 01
Connect or Try Demo
Start in Demo Mode or securely connect your bank with Plaid when live. Your credentials stay encrypted and private.
- 02
Track Mood + Money
Log how you feel as Money Mood imports transactions. Watch emotional trends surface next to real spending.
- 03
Get Simple Insights
Receive mindful nudges, color-coded alerts, and AI-curated reflections that explain what’s driving the stress.
- 04
Build Healthy Habits
Set goals, celebrate wins, and course-correct with accredited counselor playbooks tailored to your patterns.
Why it matters
Humans don’t just need budgets—they need space to process how money makes them feel. Money Mood syncs your finances and your nervous system so you can course-correct before burnout.
In the beta
- Guided emotional journaling templates and mood streaks.
- Transaction tagging for triggers, wins, and routine check-ins.
- Weekly digest summarizing your progress + coach tips.
Money Mood uses Plaid for secure connections and never stores your login credentials. Demo mode is always available if you want to explore before linking accounts.
FAQ
Is my financial data safe?
Absolutely. Money Mood never stores your bank credentials. We use Plaid’s industry-standard encryption and bank-level security. Your data is protected end-to-end, and you control what you share.
How does Money Mood securely connect to my bank?
Money Mood connects to your bank securely through Plaid, a trusted financial technology used by millions of people and major companies like Venmo, Cash App, Robinhood, and SoFi. Plaid acts as a safe bridge between your bank and the app — meaning Money Mood never sees or stores your login information. Your data is encrypted end-to-end, and only essential details like your transactions and balances are shared, allowing the app to provide accurate insights while keeping your financial information completely private.
Do I have to connect my real bank account?
You don’t have to connect your real bank account — you can explore Money Mood using Demo Mode, which includes sample data to help you see how everything works. But the real magic happens when you do. Connecting securely through Plaid unlocks personalized insights from your actual spending and moods, giving you a deeper, more accurate Money Mood experience.
Is Money Mood free?
The beta version is completely free for early users. As we grow, we’ll offer a free plan and a premium version with deeper AI insights, visual reports, and personalized financial coaching.
Who created Money Mood?
Money Mood was founded by Rojay Chase, a Cloud Engineer and Accredited Financial Counselor® candidate passionate about helping people connect their emotions and spending habits. After paying off $86,000 of debt in just three years, he created Money Mood to make financial wellness more human, mindful, and emotionally aware.
How does Money Mood use my data?
Your privacy is our priority. We only use your financial data to display insights and track progress inside the app. We never sell or share your personal data with third parties, and you can delete your account or data at any time.
Can I access Money Mood on my phone?
Yes. Money Mood is optimized for both desktop and mobile browsers. Native iOS and Android apps are also in development and will be released soon.
Is the demo live?
Yes — try it now at app.money-mood.com. It uses demo data while we await full production approval from Plaid.